Extreme Cold rules, section 19.7 of GM Law, page 165-170.
"The following heat loss rules...the following values are based upon 0 degrees of temp and 20mph winds (for a wind chill factor of -40). For other wind speeds, add/subtract 5 hits for each increase/decreae of 10 degrees or 10mph of wind speed.
A character will take 1 hit every five minutes (12 per hour) if the character is awake, or 1 hit every 15 minutes (4 hits per hour) if the character is asleep. This means you do not heal hits by sleeping/resting while in artic conditions..."
There is more, covering natural healing, shelter, Heat, Wind Chill Chart, spells, clothing, movement, combat, shelter, et al. GM Law is a creat book, The RMSS version is the best.