You make very good points. My very first gaming exp was Dec of 1980, right before xmas break. I was in 6th grade. The game was Tunnels and trolls, a mini course taught by the 7th grade science teacher (Mrs Plakke, one cool adult/chick). Our first day of class (mini courses were tues-fri for two weeks, then start a new one, etc, throughout the school year, 7th hour) we formed groups and made characters after picking who would be the GM at each table.
A group of DnD kids formed in the corner, but the rest of us were gamer virgins. I made a dwarf warrior, Thorid Zad (the first of MANY incarnations, ending in Thorid the VI, killed by xbow bolt...ALL my thorids died). Next day, gear bought, weapons in hand, our group entered THE DUNGEON OF THE BEAR.
After haggling down the door guard to 5gp just to get in, we started down a slopeing floor. CLICK, and a bolder, ala Raiders of the lost ark (but BEFORE that movie had come out, thank you Bear Peters), started rolling down the slope towards us. I wasn't sophisticated enough to be angry over the elves high dex, or the fairies ability to fly versus thorid low speed stat...splat! Thorid was dead before he ever lived. Let me tell ya...I WAS INSTANTLY HOOKED. No B.S. No monopoly esque long painful death ending in bankruptcy, just FINALITY.
I took a book home, learned the game, ran it like mad for about a year, until that summer I found othetr games, but it was RQ that would suck me in. Them RM. Each a game with finality written right into the rules.
That is how I like it.