Yeah, that. Which means the chargen process has to allow for the
minimum possible skill in an NPC, and yet at the same time allow for a beginning PC to not only be several years beyond that point, but at least slightly 'Mozart-ish' into the bargain. Either that or you need 2 different chargen systems for NPCs and PC, and have the 2 never mix.
I think at what point a character passes from level 0 to level 1 is totally dependent on circumstances. If the character has been living on the streets since he was five years old then I can't see why he would not have gained a couple of levels when he turns twelve. I would also except the character to have a number of flaws based on horrible stuff that has happened. The same character in a regular family would probably not have reached level 1.
Sure. That kid would probably be 0 level before he was 6, 1st level before 9. That's why I figured 0 level was
...the minimum age/experience you could ever see a kid operating independently of his parents and surviving.
In other words, I'm trying to define it as "barely skilled enough to keep from starving to death" rather than as anything connected to what age you are. On a somewhat related note, that's why I always had a major problem with starting ages in general and for elf characters in particular. This guy only learned up to level one worth of skills
in 75 years? Really?