while not as bad as chuck norris, arnie also seemed to have a few enchanted never empty magizines on hand. to quote a famouse clown, homie don't play that.
i might let a quiver hold a few more arrows than it should in a fantasy setting, but cash is power in modern settings. as GM, i'm always coming up with new expenses. buy a house? the furnace will go out. come spring, i'll inform the player to pick a number on d100...if he rolls it, a tornado goes through his neighborhood. i demand a 5x Co mod roll once a month vesus catching colds or flu, or if the PC is sexually active, worse. PC's rarely have health insurance.
no free lunch. i'm freindly enough with character design. the rich talent is one i dont let into play often (exception, CHAMPIONS).
now consider the power and advantages of the better trans humans...ok, I admit I banned them long ago, lol.