It seems that RJD and I have thought alike. He uses a house rule in his RM games that I seem to be using.
Basically ignoring the rules on the Directed Spells on page 168 of RMSR (don't know what it is on RMFRP).
* No one has made a dragonborn, so no house rules on creating those.
* No one has made a Tiefling or Fey'ri, so no house rules on creating those.